Terms of Service

1. Acceptance of Terms

By creating an account, accessing our tools, or otherwise using the Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you are using the Service on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Description of Service

ZenithAccru provides AI-assisted market analysis tools and informational content intended to support users in evaluating investment-related information. The Service is provided for informational and educational purposes only and does not constitute financial, investment, legal, or tax advice.

ZenithAccru does not manage assets, execute trades, or provide personalized investment recommendations. All decisions made using information or tools provided through the Service remain solely the responsibility of the user.

3. Eligibility and Account Registration

You must be of legal age in your jurisdiction of residence to use the Service. When creating an account, you agree to provide accurate, current, and complete information and to keep this information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

4. No Financial Advice

Nothing provided through the Service, including AI-generated outputs, reports, or analysis, should be interpreted as a recommendation to buy, sell, or hold any financial instrument. ZenithAccru is not a registered investment advisor, broker-dealer, or financial planning firm. Users are strongly encouraged to consult a qualified, licensed professional before making any financial decisions.

Market conditions are inherently uncertain, and past performance or analysis is not indicative of future results. ZenithAccru makes no guarantee regarding the accuracy, completeness, or reliability of any information generated or displayed through the Service.

5. Acceptable Use

You agree not to use the Service to:

• Violate any applicable law or regulation;
• Attempt to reverse-engineer, decompile, or extract underlying models or source code;
• Interfere with, disrupt, or impose an unreasonable load on the Service's infrastructure;
• Misrepresent your identity or impersonate any person or entity;
• Use automated means to scrape, harvest, or extract data without prior written consent;
• Redistribute, resell, or sublicense the Service without express authorization.

ZenithAccru reserves the right to suspend or terminate access for any user found in violation of these provisions.

6. Intellectual Property

All content, design elements, software, trademarks, and materials associated with the Service are the property of ZenithAccru or its licensors and are protected under applicable intellectual property laws. Except as expressly permitted, no part of the Service may be reproduced, distributed, or used to create derivative works without prior written permission.

7. Subscription, Fees, and Billing

Certain features of the Service may require payment of fees. Where applicable, pricing, billing cycles, and cancellation terms will be presented at the time of purchase. Fees are generally non-refundable except as required by applicable law or as otherwise stated at the point of sale. ZenithAccru reserves the right to modify pricing with reasonable advance notice.

8. Third-Party Data and Services

The Service may incorporate data, feeds, or integrations from third-party providers. ZenithAccru does not control and is not responsible for the accuracy, availability, or reliability of third-party data sources. Any reliance on such data is at the user's own risk.

9. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted and error-free operation. ZenithAccru does not warrant that the Service will meet your specific requirements or that outputs will be accurate or free of errors.

10. Limitation of Liability

To the fullest extent permitted by applicable law, ZenithAccru, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or investment value, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

In no event shall the aggregate liability of ZenithAccru arising from these Terms or the use of the Service exceed the amount, if any, paid by you to ZenithAccru in the twelve (12) months preceding the event giving rise to the claim.

11. Indemnification

You agree to indemnify and hold harmless ZenithAccru and its affiliates from any claims, damages, losses, or expenses, including reasonable legal fees, arising out of your use of the Service, violation of these Terms, or infringement of any third-party rights.

12. Suspension and Termination

ZenithAccru reserves the right to suspend or terminate your access to the Service at its discretion, with or without notice, for conduct that violates these Terms, poses a risk to other users, or is otherwise deemed harmful to the operation of the Service. Upon termination, your right to use the Service will cease immediately.

13. Modifications to the Service and Terms

ZenithAccru may modify, suspend, or discontinue any part of the Service at any time. We may also revise these Terms periodically. Material changes will be communicated through the Service or via other reasonable means. Continued use of the Service following any changes constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction where ZenithAccru operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable law.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact Information

If you have questions regarding these Terms, please reach out through the contact channels listed on our Contact page.